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CALL NOW 877-266-3608 |
One, Two & Three Bedroom Luxury Condominiums Priced From The Low $100’s in Jacksonville, Florida |
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First Time Home Buyers! CALL NOW 877-266-3608 |
Get a Tax Credit from
the Government Up to $7,500
- A First-Time Homebuyer is any U.S. citizen who has not owned a principal residence during the past three years.
- The Housing and Economic Recovery Act of 2008 authorizes up to a $7,500 tax credit for qualified First-Time Homebuyers purchasing a home on or after April 9, 2008 and before July 1, 2009.
- Homebuyers will be required to repay the credit to the government, without interest, over 15 years or when they sell the home.
- To qualify for the maximum credit, your modified adjusted gross income may not exceed $75,000 (or $150,000 for a joint return).
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Owning |
vs. |
Renting |
- A First-Time Homebuyer
is any U.S. citizen who has not
purchased a home in the past
three years.
- Tax benefits
- Everything in your new home
is under warranty
- New, quality construction
and building standards
- Brand new appliances and
top-quality fixtures
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- NO return on your investment
- NO pride of ownership
- NO tax benefits
- NO warranties
- NO stability
- NO equity
- NO more
And it will never be your own home.
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Work with our First Time Home Buyers Experts! Click Quick! |
| $7,500 First-Time Homebuyer Tax Credit |
| The Housing and Economic Recovery Act of 2008 authorized a $7,500 tax credit to qualified first-time home buyers purchasing homes on or after April 9, 2008 through June 30, 2009 A “First-time home buyer” is defined as someone who has not owned a primary residence within the past 3 years Single taxpayers with incomes up to $75,000 and married couples with incomes up to $150,000 qualify for the full tax credit of $7,500 |
For more information about the First-Time Buyer Home Credit, please visit www.federalhousingtaxcredit.com
| Up to 6% in GIFT funds to cover your downpayment and closing costs |
| The Nehemiah Corporation of America offers Gift funds of up to 6% of the sales price towards your downpayment and/or closing costs, allowing you to move into your new Villa Medici residence with zero down. For more information please visitYou do not have to be a First-Time Buyer to qualify for this program www.getdownpayment.com/buyers |
Now is the best time to buy a new home – from now until October 1, 2008 you could qualify for BOTH programs!
Available at Villa Medici but you must act today to complete your loan approval by October 1, 2008
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Homebuying 101 - Home Loan Checklist |
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| Provide your Home Loan Advisor with the documentation indicated within 5 days to begin application process. Disregard items that do not apply to you |
INCOME
Pay stubs: covering a 30 day period
W-2 forms: For the past 2 years If you are self-employed, paid commissions or receive rent, provide tax returns for last 2 years |
ASSETS
Bank, Investment and/or 401K statements:
all pages of 2 most recent statements
If new purchase is contingent upon sale of existing home, provide Settlement Statement of previous home (if sold), or Contract (if sale pending) |
MISCELLANEOUS INFORMATION
Rental history: Provide name, address and phone numbers of landlord(s) for the past 2 years Bankruptcy: provide initial filing papers and discharge papers (all pages) Divorce: all pages of signed Decree VA loan: Certificate of Eligibility,
copy of DD214 Check for credit report and appraisal fee |
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